Backed by Combinator

Give your AI
a wallet with rules.

Your AI gets a one-time card number — never your real one.
Set a limit, lock a merchant, add an expiry.

Allowance is live in early public beta.

Download on the App Store See how it works

Works with Claude, Codex, and OpenClaw.

"Book me a flight to SF next Friday, under $500."
"Order my oat milk latte from Blue Bottle every weekday."
"Get 4 tickets to Toy Story 5 for opening night."
"Get me 4 pitchside tickets to the FIFA Final, under $750 each."
"Carbone for 2, next week — grab it when it opens."
"Reorder my weekly groceries on Instacart."
"Find a birthday gift for my daughter, under $50."
Claude
Book me a flight to SF next Friday, under $500.
I found 3 good options on United and Delta. The best is United at $472 departing at 9am. This requires payment to complete.
Allowance
Merchant United Airlines
Limit $500
Expires 30 minutes
Funding source Citi Double Cash ····7910
Note Book cheapest flight to SFO
Done. Your flight is booked. United Airlines$472.31 SFO · Feb 14 · 9:00am
Allowance used $472.31 at United Airlines. Permission expired.
Order my usual oat milk latte from Blue Bottle every weekday at 7:30am.
Set up your recurring order. Blue Bottle Oat Milk Latte, weekdays at 7:30am. This is a recurring purchase.
Allowance
Merchant Blue Bottle Coffee
Limit $8 / order
Expires Never
Funding source Citi Double Cash ····7910
Note Oat milk latte, weekdays at 7:30am
All set. Your first order will be placed tomorrow at 7:30am.
Recurring allowance scheduled Next order: tomorrow at 7:30am via Blue Bottle.
Get 4 tickets to Toy Story 5 for opening night. Best seats you can find.
Toy Story 5 opens Fri Jun 19. I'll grab 4 tickets the moment they go on sale. This is a scheduled purchase.
Allowance
Merchant AMC Theaters
Limit $100
Expires Jun 19, 2026
Funding source Citi Double Cash ····7910
Note 4 tickets to Toy Story 5, opening night
Got it. I'm watching for tickets now. AMC usually opens sales about 4 days before showtime.
Allowance pending Watching for Toy Story 5 tickets at AMC. Expires Jun 19.
Get me 4 pitchside tickets to the FIFA World Cup Final, under $750 each.
Final is Jul 19 in NYC. I'll grab 4 pitchside seats under $750 each the moment tickets go on sale. This is a scheduled purchase.
Allowance
Merchant FIFA / Ticketmaster
Limit $3,000
Expires Jul 19, 2026
Funding source Citi Double Cash ····7910
Note Pitchside preferred, best available
Got it. I'm watching for pitchside tickets now.
Allowance pending Watching for FIFA Final pitchside tickets. Expires Jul 19.
Get me a reservation at Carbone for 2 people next week when one opens up.
On it. I'll monitor OpenTable and Resy and book a table for 2 the moment one opens. This is a scheduled purchase.
Allowance
Merchant Carbone NYC
Limit $100
Expires 7 days
Funding source Citi Double Cash ····7910
Note Table for 2, next week
Set. I'll notify you the moment a table is booked.
Allowance pending Watching for a Carbone table for 2. Expires in 7 days.
Reorder my weekly groceries on Instacart.
Recreating your last order from Tuesday. Total is $143. Ready to check out. This requires payment to complete.
Allowance
Merchant Instacart
Limit $200
Expires 2 hours
Funding source Citi Double Cash ····7910
Note Weekly grocery reorder
Order placed. Delivery estimated between 2–3pm today.
Allowance used $143.00 at Instacart. Permission expired.
Find a birthday gift for my daughter, under $50.
Found a Lego Botanicals set she'd love. $44.99 on Amazon, ships tomorrow. This requires payment to complete.
Allowance
Merchant Amazon
Limit $50
Expires 1 hour
Funding source Citi Double Cash ····7910
Note Birthday gift for daughter
Ordered! Arrives tomorrow. Gift message added.
Allowance used $44.99 at Amazon. Permission expired.

Right now, people paste card numbers into chat windows, DM virtual cards with arbitrary limits, or just stop and do it themselves. Now there's a better way.

How it works

Say it. Set it. Done.

Allowance works inside the AI tools you already use. No new apps to learn.

1

Tell your AI what you need

Just talk normally. "Book me a flight." "Reorder my coffee." "Get two tickets for tonight."

2

Set a limit

Choose how much your AI can spend, where it can spend, and for how long. One tap.

3

Your AI handles the rest

Your AI or OpenClaw agent completes the purchase within your rules. You get a receipt. The permission expires automatically.

Your rules, enforced

All the control, none of the anxiety.

Every permission you grant is precise, temporary, and transparent.

Spending limits

Set per-task, daily, or monthly caps. Your AI can never spend more than you allow.

Merchant-locked

Every allowance is locked to a specific merchant. No surprises, no unauthorized charges.

Auto-expiring

Permissions expire by default. No lingering access. Grant it, use it, done.

Every transaction logged

See exactly what your AI spent, where, and when. Full receipt for every purchase.

Instant revocation

Changed your mind? Kill the permission instantly. Your AI loses access immediately.

No card sharing

Your AI never sees your card number. Allowance creates a temporary credential for each purchase.

What you can do

Let your AI take care of it.

Book travel

Your AI finds, compares, and books flights and hotels within a budget you set. No more toggling between tabs.

Reorder essentials

"Reorder my coffee beans when I'm running low." Set a monthly limit and let your AI handle the rest.

Get tickets

"Buy two tickets for the 7pm show tonight." Your AI grabs them before they sell out.

Manage subscriptions

Let your AI renew, cancel, or switch subscriptions — within category and budget limits you define.

Your AI is ready to help.
Give it an Allowance.

Allowance is live in early public beta.

Download on the App Store

Have questions? Read the FAQ →

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