Keep your Apple Card number private
The merchant receives the one-time number, not the number on your Apple Card.
One-Time Cards for Apple Card
Get a one-time card number for your Apple Card.
Create a private card number for an online purchase. Set a spending limit and lock it to a merchant, while your Apple Card stays private and keeps earning the rewards you already earn.
Your Apple Card number stays private Keep your rewards Give it a spending limit Lock it to a merchant
Card number
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Sample card — for illustration only
All the rewards. Less exposure.
Use a separate number at checkout instead of handing a merchant your Apple Card number.
Set a hard spending limit
Choose the maximum charge before checkout. A $50 card cannot be charged for $51.
Keep earning rewards
The purchase is funded by your linked Apple Card, so you keep the rewards you normally earn.
A private number in three steps
Link your Apple Card
Connect the card you already use.
Create a one-time card
Set a spending limit and generate a separate number for this purchase.
Check out privately
Paste the one-time number into a normal online checkout form.
Apple Card one-time card FAQs
Can I create a one-time card with my Apple Card?
Yes. Create a separate card number in Allowance for an online purchase. It uses your Apple Card while keeping its real number private.
Do I still earn Apple Card rewards?
Yes. The purchase is charged to your Apple Card, so you keep the rewards you would normally earn.
Can I set a spending limit?
Yes. Set the maximum amount the card can be charged. A card with a $50 limit cannot be charged for more than $50.
Can I lock a one-time card to a merchant?
Yes. Lock the card to the merchant you intend to pay, so it cannot be used somewhere else.
What does the merchant see?
The merchant sees the separate one-time card number, never the number on your Apple Card.
What if a merchant stores the number?
It cannot be used for another purchase after its first successful charge. If you never use it, it expires by default after 24 hours.
How long does a one-time card last?
By default, a one-time card expires 24 hours after you create it. If you use it first, it cannot be used again.
Do I need a Social Security number or date of birth to create a One-Time Card?
No. Creating an Allowance account and using One-Time Cards does not require a Social Security number or date of birth.
Apple Card is a trademark of Apple Inc. Allowance is independent from Apple.
Use your Apple Card without giving out its number.
Create a private one-time card for your next online purchase.
Create your one-time cardKeep the benefits you picked Apple Card for
Your linked card still earns its eligible rewards and keeps its eligible card protections. Issuer terms still apply.
Keep earning Daily Cash
Eligible purchases continue to earn the Daily Cash you would normally receive with Apple Card.
Keep eligible protections
Your one-time card keeps the eligible protections connected to the Apple Card purchase.
Add controls on top
Set a limit and lock the one-time number to a merchant without giving out your Apple Card number.
Apple Card benefits FAQ
Do I still earn Daily Cash with a one-time card?
Yes. Eligible purchases are charged to your linked Apple Card, so you continue to earn the Daily Cash you would normally receive.
Do Apple Card protections still apply?
Yes. Eligible protections connected to the Apple Card purchase continue to apply when you use an Allowance one-time card. Terms and eligibility are set by Apple Card.