One-Time Cards for Capital One Savor

Generate one-time numbers for your Capital One Savor card.

Create a private card number for an online purchase. Set a spending limit and lock it to a merchant, while your Capital One Savor card stays private and keeps earning the rewards you already earn.

Your Capital One Savor number stays private Keep your rewards Give it a spending limit Lock it to a merchant
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Sample card — for illustration only

All the rewards. Less exposure.

Use a separate number at checkout instead of handing a merchant your Capital One Savor card number.

Keep your card number private

The merchant receives the one-time number, not the number on your Capital One Savor card.

Set a hard spending limit

Choose the maximum charge before checkout. A $50 card cannot be charged for $51.

Keep earning rewards

The purchase is charged to your Capital One Savor card, so you keep the rewards you normally earn.

A private number in three steps

1

Link your Capital One Savor card

Connect the card you already use.

2

Create a one-time card

Set a spending limit and generate a separate number for this purchase.

3

Check out privately

Paste the one-time number into a normal online checkout form.

Keep the benefits you picked Savor for

Your linked card keeps earning its eligible rewards and retains its eligible card protections. Issuer terms still apply.

Keep elevated cash back

Earn 3% cash back on eligible groceries, dining, entertainment and streaming purchases, and 1% cash back elsewhere.

Keep eligible protections

Eligible Savor protections, including applicable extended-warranty coverage, stay connected to your card purchase.

Add controls on top

Set a limit and lock the one-time number to a merchant without giving out your Capital One Savor number.

Capital One Savor one-time card FAQs

Can I create a one-time card with my Capital One Savor card?

Yes. Create a separate card number in Allowance for an online purchase. It uses your Capital One Savor card while keeping its real number private.

Do I still earn Capital One Savor rewards?

Yes. Eligible purchases earn 3% cash back at grocery stores, on dining, entertainment and popular streaming services, and 1% cash back elsewhere.

Do Capital One Savor protections still apply?

Yes. Eligible Savor protections, including applicable extended-warranty coverage, remain connected to the card purchase. Terms and eligibility are set by Capital One and your card network.

Can I set a spending limit?

Yes. Set the maximum amount the card can be charged. A card with a $50 limit cannot be charged for more than $50.

Can I lock a one-time card to a merchant?

Yes. Lock the card to the merchant you intend to pay, so it cannot be used somewhere else.

Is this a virtual card for Capital One Savor?

Yes. Allowance generates a separate virtual card number for a purchase. It is charged to your linked Capital One Savor card, while its real number stays private.

What does the merchant see?

The merchant sees the separate one-time card number, never the number on your Capital One Savor card.

What if a merchant stores the number?

It cannot be used for another purchase after its first successful charge. If you never use it, it expires by default after 24 hours.

How long does a one-time card last?

By default, a one-time card expires 24 hours after you create it. If you use it first, it cannot be used again.

Do I need a Social Security number or date of birth to create a One-Time Card?

No. Creating an Allowance account and using One-Time Cards does not require a Social Security number or date of birth.

Capital One and Savor are trademarks of Capital One Financial Corporation. Allowance is independent from Capital One.

Use your Capital One Savor card without giving out its number.

Create a private one-time card for your next online purchase.

Create your one-time card