Keep your card number private
The merchant receives the one-time number, not the number on your Citi Double Cash card.
One-Time Cards for Citi Double Cash
Generate one-time numbers for your Citi Double Cash card.
Create a private card number for an online purchase. Set a spending limit and lock it to a merchant, while your Citi Double Cash card stays private and keeps earning the rewards you already earn.
Your Citi Double Cash number stays private Keep your rewards Give it a spending limit Lock it to a merchant
Card number
•••• •••• •••• ••••
Expiration
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CVC
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Sample card — for illustration only
All the rewards. Less exposure.
Use a separate number at checkout instead of handing a merchant your Citi Double Cash card number.
Set a hard spending limit
Choose the maximum charge before checkout. A $50 card cannot be charged for $51.
Keep earning rewards
The purchase is charged to your Citi Double Cash card, so you keep the rewards you normally earn.
A private number in three steps
Link your Citi Double Cash card
Connect the card you already use.
Create a one-time card
Set a spending limit and generate a separate number for this purchase.
Check out privately
Paste the one-time number into a normal online checkout form.
Citi Double Cash one-time card FAQs
Can I create a one-time card with my Citi Double Cash card?
Yes. Create a separate card number in Allowance for an online purchase. It uses your Citi Double Cash card while keeping its real number private.
Do I still earn Citi Double Cash rewards?
Yes. The purchase is charged to your Citi Double Cash card, so you keep the rewards you would normally earn.
Can I set a spending limit?
Yes. Set the maximum amount the card can be charged. A card with a $50 limit cannot be charged for more than $50.
Can I lock a one-time card to a merchant?
Yes. Lock the card to the merchant you intend to pay, so it cannot be used somewhere else.
Is this a virtual card for Citi Double Cash?
Yes. Allowance generates a separate virtual card number for a purchase. It is charged to your linked Citi Double Cash card, while its real number stays private.
What does the merchant see?
The merchant sees the separate one-time card number, never the number on your Citi Double Cash card.
What if a merchant stores the number?
It cannot be used for another purchase after its first successful charge. If you never use it, it expires by default after 24 hours.
How long does a one-time card last?
By default, a one-time card expires 24 hours after you create it. If you use it first, it cannot be used again.
Do I need a Social Security number or date of birth to create a One-Time Card?
No. Creating an Allowance account and using One-Time Cards does not require a Social Security number or date of birth.
Citi Double Cash is a trademark of Citibank, N.A. Allowance is independent from Citi.
Use your Citi Double Cash card without giving out its number.
Create a private one-time card for your next online purchase.
Create your one-time cardKeep the benefits you picked Double Cash for
Your linked card keeps earning its eligible rewards and retains its eligible card protections. Issuer terms still apply.
Keep the full 2% structure
Earn 1% when you buy and another 1% when you pay, just as you normally would with Citi Double Cash.
Keep eligible protections
Eligible Double Cash protections, including applicable extended-warranty coverage, stay connected to your card purchase.
Add controls on top
Set a limit and lock the one-time number to a merchant without giving out your Citi Double Cash number.
Citi Double Cash benefits FAQ
Do I still earn 2% cash back with a one-time card?
Yes. Eligible purchases earn 1% when you buy, and eligible payments earn another 1%, just as they do with your Citi Double Cash card.
Do Citi Double Cash protections still apply?
Yes. Eligible Double Cash protections, including applicable extended-warranty coverage, remain connected to the card purchase. Terms and eligibility are set by Citi.