Does Allowance work with OpenClaw?

Yes. Allowance works with OpenClaw agents, ChatGPT, Claude, and any AI agent that can use virtual cards. Your agent never sees your real card details — it receives a single-use, merchant-locked virtual card with the exact budget you approve.

How do I give an OpenClaw agent a payment card safely?

Instead of storing your real card number in an OpenClaw config (which exposes you to infostealer attacks), use Allowance to issue a single-use virtual card with a specific merchant lock, spending cap, and expiry. Your agent requests it, you approve once, and the card self-destructs after use.

What is a virtual card for an AI agent?

A virtual card for an AI agent is a temporary, single-use payment credential with enforced rules: a specific merchant it can charge, a maximum amount, and an expiry window. The agent uses the card to complete a purchase and the card immediately becomes invalid. This prevents unauthorized charges even if the agent is compromised.

Is it safe to give an AI agent my credit card?

Giving an AI agent your real credit card number is risky: the number can be stored in config files, logs, or memory, and stolen by infostealer malware. Allowance solves this by giving your agent a scoped virtual card instead — merchant-locked, amount-capped, and auto-expiring — so your real card is never exposed.

What are agentic payments?

Agentic payments are purchases initiated autonomously by an AI agent on behalf of a human. The human sets a budget and rules upfront — merchant, amount cap, time limit — then the agent completes the transaction without further intervention. Allowance gives you the control layer to approve, limit, and revoke these permissions.

Backed by Combinator

Give your AI
a wallet with rules.

Set a budget, lock a merchant, add an expiry. Your AI spends only what you allow.

Works with OpenClaw, ChatGPT, Claude, and any agent with tool use.

Join the waitlist See how it works

ChatGPT Active

Book me a flight to SF next Friday, under $500.

I found 3 good options on United and Delta. The best is United at $472 departing at 9am. This requires payment to complete.

Allowance

Merchant United Airlines

Limit $500

Expires 30 minutes

Funding source Bank of America ····7294

Note Book cheapest flight to SFO

Done. Your flight is booked. United Airlines$472.31 SFO · Feb 14 · 9:00am

Allowance used $472.31 at United Airlines. Permission expired.

Order my usual oat milk latte from Blue Bottle every weekday at 7:30am.

Set up your recurring order. Blue Bottle Oat Milk Latte, weekdays at 7:30am. This is a recurring purchase.

Allowance

Merchant Blue Bottle Coffee

Limit $8 / order

Expires Never

Funding source Bank of America ····7294

Note Oat milk latte, weekdays at 7:30am

All set. Your first order will be placed tomorrow at 7:30am.

Recurring allowance scheduled Next order: tomorrow at 7:30am via Blue Bottle.

Get 4 tickets to Toy Story 5 for opening night. Best seats you can find.

Toy Story 5 opens Fri Jun 19. I'll grab 4 tickets the moment they go on sale. This is a scheduled purchase.

Allowance

Merchant AMC Theaters

Limit $100

Expires Jun 19, 2026

Funding source Bank of America ····7294

Note 4 tickets to Toy Story 5, opening night

Got it. I'm watching for tickets now. AMC usually opens sales about 4 days before showtime.

Allowance pending Watching for Toy Story 5 tickets at AMC. Expires Jun 19.

How it works

Say it. Set it. Done.

Allowance works inside the AI tools you already use. No new apps to learn.

Tell your AI what you need

Just talk normally. "Book me a flight." "Reorder my coffee." "Get two tickets for tonight."

Set a limit

Choose how much your AI can spend, where it can spend, and for how long. One tap.

Your AI handles the rest

Your AI or OpenClaw agent completes the purchase within your rules. You get a receipt. The permission expires automatically.

Your rules, enforced

All the control, none of the anxiety.

Every permission you grant is precise, temporary, and transparent.

Spending limits

Set per-task, daily, or monthly caps. Your AI can never spend more than you allow.

Merchant-locked

Every allowance is locked to a specific merchant. No surprises, no unauthorized charges.

Auto-expiring

Permissions expire by default. No lingering access. Grant it, use it, done.

Every transaction logged

See exactly what your AI spent, where, and when. Full receipt for every purchase.

Instant revocation

Changed your mind? Kill the permission instantly. Your AI loses access immediately.

No card sharing

Your AI never sees your card number. Allowance creates a temporary credential for each purchase.

What you can do

Let your AI take care of it.

✈️

Book travel

Your AI finds, compares, and books flights and hotels within a budget you set. No more toggling between tabs.

☕

Reorder essentials

"Reorder my coffee beans when I'm running low." Set a monthly limit and let your AI handle the rest.

🎫

Get tickets

"Buy two tickets for the 7pm show tonight." Your AI grabs them before they sell out.

🔄

Manage subscriptions

Let your AI renew, cancel, or switch subscriptions — within category and budget limits you define.

Give your AIa wallet with rules.

Say it. Set it. Done.

Tell your AI what you need

Set a limit

Your AI handles the rest

All the control, none of the anxiety.

Spending limits

Merchant-locked

Auto-expiring

Every transaction logged

Instant revocation

No card sharing

Let your AI take care of it.

Book travel

Reorder essentials

Get tickets

Manage subscriptions

Your AI is ready to help.Give it an Allowance.

Give your AI
a wallet with rules.

Your AI is ready to help.
Give it an Allowance.